Study Of Risk Control Of P2P Internet Lending Platform Of YiXin Company

The network lending platform(P2P),as a rapid rise of emerging industries,it is in the age of the Internet for people to bring the convenience of financing and a new financing channel for the existing banking system,it is a strong complement.Now,the imperfection of our current due to lack of supervision and the existing bank system,various risk problems continue to occur,which is largely the healthy development of the whole industry had a significant adverse effect.Therefore,in this case,it is necessary to carry out a series of measures on the risk of lending models to conduct in-depth analysis,and take effective measures to control.This article through to the domestic and foreign P2 P network lending platform's development present situation,the management pattern and the risk control and so on each aspect carries on the analysis,seeks our country P2 P network lending platform present question and the insufficiency.Then,the letter should be pleasant loan P2 P lending platform as the object,through development,should believe P2 P platform should be studied in all aspects of the letter management mode and P2 P platform for risk control,to establish a suitable risk control model of Xinyi Yi loan lending platform P2 P.Finally,the risk of China's P2 P network lending platform to put forward ideas and Countermeasures to control the.The innovation of this paper is mainly divided into three points: first,according to the theoretical basis of the comprehensive risk management theory,to build a platform for risk management model is unique;second,in order to effectively control the risk of net loan platform,puts forward suggestions on supervision of the industry from the industry level.Third,this article takes the pleasant loan as the typical case,the thought is new,the angle of view is unique.