Research About The Regulatory Policy Impact On Domestic Bank-trust Cooperation

Under the background that the separate operation and separate supervision are still play a key role on current finical industry.Commercial banks are subject to many constraints in the layout of financial products and business development.Trust companies take the advantages of trust licenses and the variety of flexible investment methods to help other financial institutions achieving the cross-sectoral investment.Commercial bank is the first financial institution,who choose to cooperate with trust companies.Trust companies rely on their unique institutional advantages and flexible innovation models to build a cross-market investment platform for the bank's cooperative business,while commercial banks corporate with the trust companies.Base on the company's asset management capabilities and investment methods,they use their own strong financial instruments to develop intermediary business,expand diversified credit business,and upgrade and innovate traditional business,and develop more new types of business.During the development history,the cooperation of banks and trusts has created the financial mess,and has also undergone the rectification and restraint of financial regulators.However,the cooperation between commercial banks and trust companies has maintained a stable cooperative relationship under the traction of interests.The cooperation continued to maintain a high scale.In recent years,With the change of macroscopic environment,the domestic bank-trust cooperation model has been continuously optimized and innovated.The regulatory agencies have paid more attention to the domestic bank-trust cooperation.The regulatory environment has gradually become stricter and the regulatory policies are frequent.Under the prosperous scale,the bank-trust business is facing greater challenges.This paper research the influence of financial supervision policy on the development of domestic bank-trust cooperation.By combing the related concepts of the trust industry,the laws and regulations issued by the regulatory authorities and the macroeconomic impact factors of the specific historical stage,research the impact of these factors on the domestic bank-trust cooperation,and regulatory policy impact on domestic bank-trust cooperation.This paper also researches the practical significance of business innovation.In this paper,the case study of the change of domestic bank-trust cooperation is mainly based on case analysis.Some of the business data analysis and business model are introduced from the first-hand statistics,combined with the unique strategic development path of the case company,And the research content on a certain degree of innovation,but due to the limited ability of the author,coupled with the trust data collection is more difficult,the trust company statistics are not unified,it is difficult to do a further analysis of the trust industry data,the text mainly through the case company Their comparative analysis and historical analysis of the main,more stay in the thinking level.The data of the trust industry in the paper still need to be further collected,analyzed,sorted and summarized,and further improved on the quantitative model.