Insurance Based On The Insurance Claim Settlement Database

With the rapid development of the global economy and the acceleration of the pace of modern social life,we are now faced with increasingly serious environmental pollution,as well as increasing life pressure.The disease not only causes serious physical damage to the patient,but also brings great financial burden to the family.Through the analysis of the historical claims data of the Dread Disease Insurance of a certain life insurance company,a series of related relationships related to the insured diseases are explored.In recent years,the data of claims settlement of commercial Dread Disease Insurance is not very ideal.Based on the above situation,this paper designed a questionnaire and conducted a survey on the major disease insurance from the perspectives of background information,feature information,basic status quo and basic attitude.A total of 211 valid answer papers were collected through WeChat online.In this paper,the results of the questionnaire survey are integrated and analyzed,and the data obtained are modeled and analyzed by using SPSS20 software.This paper makes an empirical analysis on the influencing factors of the demand of China's commercial major disease insurance to understand the existing problems in the development of commercial major disease insurance.This paper studies the relationship between the insurance participation intention and the influencing factors of the insurance participation choice of commercial major disease insurance and puts forward corresponding policy suggestions on this basis,Which provides certain help for the rapid development of China's Dread Disease Insurance.