Analysis On The Influencing Factors Of Financing Dilemma Of Small And Micro Enterprises In Liaoning Province

With the development of market economy,small and micro enterprises are facing high operational risks and serious information asymmetry.At the same time,small and micro enterprises are gradually developing,and their economic status is increasing year by year.At the same time,the financing problems exposed in the development of small and micro enterprises have become an important issue in China's current economic field.Ten years ago,the total number of small and micro enterprises in our country was only over 10 million,and these small and micro enterprises created nearly 60% of our GDP and provided 80% of the total number of social jobs and tax revenue generation accounts for half of all enterprises in the country.The growing small and micro enterprises,like other enterprises,are facing their own difficulties,especially the financing problem.There are two main ways to solve this problem.Firstly,the internal reasons are mainly due to the scale limitation of the enterprise itself and the imperfection of the management system and financial system.As well as the reasons of excessive operational risk,the interaction of these problems leads to the relatively poor financing capacity of small and micro enterprises.The second is the external reason.The marketization of our financial market and financial institutions is relatively low.There are very limited ways of financing for small and micro enterprises,which also makes the financing of small and micro enterprises more limited.Changes in national macroeconomic policies and economic situation also affect the financing situation of small and micro enterprises,and the financing effect of small and micro enterprises will also be affected by the imperfection of individual laws and regulations.This paper takes Liaoning small and micro enterprises as the main research object.Through a detailed sampling survey,analyses the current financing situation of small and micro enterprises in our province.Find out the main reasons for financing difficulties of small and micro enterprises.Through the advanced concept and development experience of financing for small and micro enterprises in developed countries such as Europe,America and Japan,we can find a suitable financing strategy for small and micro enterprises in our province.The first part of this paper mainly describes the research background and significance of the paper,and puts forward research methods and ideas.It mainly summarizes the basic content of this paper and puts forward some innovations.Then,on the basis of summarizing the basic theory of enterprise financing,the starting point of this paper is put forward through literature review at home and abroad.The third part firstly designs a questionnaire to investigate and understand the operating characteristics and general situation of small and micro enterprises in Liaoning Province.Secondly,it makes a comprehensive analysis of the financing difficulties and financial situation of the enterprises surveyed,and uses factor analysis to analyze the main factors of financing difficulties of small and micro enterprises.The last part is the investigation and analysis of small and micro enterprises in Liaoning Province.Based on the existing domestic and foreign relevant information on the development of small and micro enterprises,it is suggested that Liaoning Province should solve the financing difficulties of small and micro enterprises in Liaoning Province by strengthening macro-control,promoting the development of small and medium-sized financial institutions in Liaoning Province and encouraging them to improve their own quality,so as to enable them to develop steadily.The smooth development of small and micro enterprises is greatly conducive to the sustainable and healthy development of China's economy.