Research Of Online Loan Business Process Improvement In Agricultural Bank Of China

With the increasingly fierce competition in the Internet financial market,in order to adapt to the requirements of the development of the traditional commercial banks in the new period,the commercial banks have adjusted their development strategy and launched the online credit business with the properties of the Internet,and the emergence of the net loan platform for the traditional commercial banks to seek strategic transformation.The growth of profit has opened up a new direction.The Agricultural Bank of China is born under the mature background of the Internet financial market.However,with the development of the net agile loan business,some problems have been exposed in the existing business process.The emergence of these problems has increasingly affected the continuous healthy development of the business.This paper aims at improving the business process of Agricultural Bank of China by analyzing the problems existing in the existing process,and then putting forward the corresponding solutions to improve the business process to improve the business efficiency.Reduce the cost of business operation,enhance the purpose of risk prevention and control.The first chapter mainly explains the background and significance of the topic,and expounds the research ideas,research methods and research contents.The second chapter first analyzes the related concepts,then introduces the main theories of this paper,such as business process improvement theory and financial innovation theory.Chapter III first This paper explains the basic situation and present situation of Agricultural Bank of China's "net loan" business,and analyzes the existing main problems by using empirical data.The fourth chapter introduces the method of business process improvement,and puts forward the corresponding improvement scheme according to the problems of the existing business process described in the third chapter,and introduces the new business process after the improvement.The five chapter summarizes the conclusion of this paper,and puts forward the prospect of the future development of net-agile loan business according to the conclusion.This paper hopes to improve the business process through the research of net Agile loan,so as to help the business develop in the direction of sustainable and healthy,and improve the market competitiveness of the future net loan business.