Research On The Development Of Js Bank Company Credit Business In Hengshui

With the continuous development of China's economy,bank credit business plays a more and more important role in the economic activities,especially in promoting the economic development of our country,supporting national and local economic development,optimizing the economic structure and so on.Hengshui Province as the Hebei Province,the economic development,resources are relatively scarce,bank credit to promote local economic development,support local businesses and other important role is particularly evident.Hengshui JS bank is one of the representative of Hengshui City,in the end of 2015,the company's loan balance of 3564 million yuan,local manufacturing,transportation,electricity,gas production and supply and other aspects of effective support to promote economic stability and rapid development.It can be said that the development of the bank's company credit business plays a vital role in the economic and social stability.Therefore,it has important theoretical significance and practical significance to study the operation flow,management mode and product characteristic of JS bank company credit business in Hengshui.This thesis introduces the level of economic development and industrial agglomeration in Hengshui,represents the development of company credit business in Hengshui JS Bank,analyzes the problem of the development of company credit business,such as weak customer base,unreasonable business structure,complex process,lower market share and short of talents.After that the thesis proposes the suggestions for promoting the benign development of the company credit business of Hengshui JS Bank,including expanding off-balance-sheet business and supply chain production,promoting the ability of competition,establishing the guarantee of process and big data and salary.