Ethical Thinking On The Development Of P2P Industry

P2P industry refers to the intermediary service of direct lending between investors and bor-rowers.The development of P2P is of great significance to some micro industries and individuals.Al-though in a beginning state,and with insufficient development conditions,the prospect of P2P is promising.However,the development of P2P now is full of problems,with no sustainable commercial development pattern.Therefore,the legal status of P2P should be confirmed,so as to promote indus-try cooperation,and strengthen industry discipline and the management of third-party payment,thus creating commercial environment beneficial to P2P development,allowing its use of credit system,and giving some revenue advantages.