On The Improvement Of My Country's Financial Leasing Supervision System

From 2007 to 2017,it was the golden development period of China’s financial leasing industry,and the financial leasing industry gradually became an important part of the financial industry.It played an important role in improving China’s financial market.Financial lease has both financial characteristics and lease characteristics.The essence of financial leasing is to achieve financing by means of financial resources.It has obvious financial attributes.The current supervision system of finance lease is not perfect in our country,mainly in the "two control" mode is still the traditional regulatory agencies,without the use of functional supervision mode,supervision caused by repetition,omission,conflicts and other issues.In order to improve the financial leasing supervision system,suggestions as soon as possible from the regulatory agencies to change the functional supervision,integration of regulatory authorities,and formulate the "financing lease law" when conditions are ripe,promote the development of financial leasing industry.This paper is divided into four parts.The first part introduces the legal supervision status and existing problems of China’s financial leasing.First introduced the concept of financing lease and supervision,through the general theory,the legal nature of the financial leasing and supervision,the supervision of the legislative development history,present situation and existing problems,points out shortcomings of regulatory agencies,the rules and regulations of the introduction of the current existing regional or sectoral limitations in the overall effectiveness level is low,the regulation subject the scope of lack of organic integration to realize the regulatory authorities need to improve the financial leasing supervision system.The second part introduces the significance of improving the supervision system of financial leasing.Mainly includes three aspects: one is to improve the financial leasing supervision system to promote the development of leasing industry;two is a combination of the current regulatory reform,improve the financial leasing supervision system to adapt to the reform and development of supervision.The third part makes a brief survey of the legislation of extraterritorial financial leasing.Introduces the development of financial leasing is more mature in the United States,Japan and South Korea’s laissez faire regulatory system,combined with the international convention of financing lease supervision thought,summarize the foreign financing lease supervision mode,and focus on the Convention on international financial leasing and financing lease supervision in China influence.The fourth part puts forward some suggestions to improve the supervision system of China’s financial leasing.First of all,we must change the mode of financial leasing supervision,clear the regulatory objectives and regulatory principles,and develop financing lease law.The integration of regulatory agencies: organic integration to realize the supervision authority;establish coordination rules;establish and improve the access and exit mechanism;reasonable balance beforehand,and afterwards supervision;strengthen self-discipline;set up reasonable regulatory indicators.Finally,in view of the more common lease problems in practice,it is proposed to clear the registration and scope of the lease.