Research On Government Supervision Of Agricultural Bank Of China In T City

As an important part of state-owned commercial banks,Agricultural Bank of China has been playing a certain role in promoting the national economic development.In addition,the existence of the Agricultural Bank of China plays a highly supportive role in the development of the new era in China.The government's effective and full-process supervision of the Agricultural Bank of China,as a state-owned commercial bank,can undoubtedly reduce the risk of banking and financial business and promote the stable development of the financial industry.At present,the business volume of Agricultural Bank of China in the Mainland of China,as well as the wide distribution of business outlets,the decentralization of its supervision and implementation,also brings certain challenges and difficulties to the current government(Banking and Insurance Regulatory Bureau,People's Bank)supervision.Therefore,the main way to ensure the operation safety of state-owned commercial banks in China is to adopt effective regulatory laws,regulations and norms in accordance with local conditions.This research takes the government supervision of Agricultural Bank of China in T city as the main entry point,deeply analyses the current situation of the government(Banking Insurance Regulatory Bureau,People's Bank of China)supervision of Agricultural Bank of China,as well as the problems and reasons in the process of supervision,and puts forward some suggestions based on relevant theories and domestic and foreign supervision experience.Some universal solutions can better promote the development of state-owned commercial banks,ensure the quality of government supervision,and further promote the improvement of the level of government supervision of banks.This study uses the Agricultural Bank of China as a case study object to clarify the deficiencies in the government's supervision of state-owned banks and to sort out domestic and foreign literature,as well as some of the current national policies that have been introduced.Suggest.The study concluded that:First,the existing government supervision methods lack timeliness.To strengthen and improve the implementation of government decrees,we must start from the basics.For example,the introduction of relevant national policies,government supervision departments should strengthen study,and profoundly comprehend the spirit of the document report.In the file report,we obtain intangible policy information,keep the state's decree firmly in mind,and promote the promotion of the policy again,truly realize the timeliness of government supervision methods,and comprehensively promote the integration of financial policy information.This will increase the ability of the government to coordinate supervision.Second,existing government supervision has poor subjective initiative.It requires innovative reforms,as well as deep learning of state decree measures.It also conducts in-depth investigations into the current state of ABC's operations and focuses its feedback on issues found,instead of resolving problems when they occur.Policy,government supervision methods can not lead the method of ordering,but the grass-roots staff in the supervision of the work of practical problems,or to report possible problems,from the grass-roots regulatory personnel put forward innovative regulatory strategies,real feedback supervision The government needs to improve the content,and propose effective solutions,as well as the most effective innovation and reform supervision methods,form the most substantive supervision methods,reduce the probability of possible financial risks,and truly play a role in government regulation methods..Third,the existing laws and regulations governing the government are insufficiently complete and some of the contents are duplicative.Therefore,strengthening the soundness of government supervision laws and regulations has also become an important part of the government's regulatory approach.From the strengthening of management laws and optimization services,we will fully implement the responsibilities of management and service at the basic level of the central bank,create a legal environment,and promote new achievements in administrative work in accordance with law.Related departments need to further optimize laws and regulations to avoid the appearance of duplicate laws.As a result of the cross-cutting conflicts in the functional departments,all parties should strengthen coordination and supervision,conduct focused discussions on duplicated contents in the existing laws and regulations,and submit unresolvable content to the State Council for resolution.Fourth,the function of law enforcement function is not strong.It is necessary to strengthen the construction of laws and regulations to improve the legal effectiveness of government supervision and supervision.Fifth,the risk monitoring system must be based on the current network of organic integration of off-site and on-site,so that the current inspection methods can achieve the government's stated objectives.Sixth,strengthening the unified construction of government supervision is another innovation and reform of the government's supervision of state-owned banks to form a unified system.Then,the government's supervision information on state-owned banks will also be presented in a diversified way,so that the regulatory channels It has been expanded to truly fulfill the function of government supervision.