Research On The Problems And Countermeasures Of Government Supervision Of State-owned Commercial Banks In My Country

With the development of the economy and society,the basic role of the modern financial economy has been continuously strengthened and has become a huge driving force for economic development.Commercial banks have gradually become the core of modern finance in the development process,and their healthy and orderly development is related to the stability of the financial industry and the smooth operation of the entire national economy.However,China's current economic system reform is in the transition period and reforming the Sham Shui Po District.The internal control system of state-owned commercial banks is not perfect,and there are many risk factors in fund management.Coupled with the defects of the third-party supervision system,there are too many defects in the internal supervision system of banks.And insufficient.Therefore,it is necessary to study the problems and problems in the supervision of commercial banks in China,and find out corresponding improvement strategies to promote the stable and safe operation of commercial banks in China.This has important theoretical and practical value for promoting the development of national financial security and maintaining social harmony and stability.This paper first expounds the relevant theories and supervision of China's state-owned commercial banks,discusses the theoretical basis of the supervision of state-owned commercial banks in China,and sorts out the research results of domestic and foreign experts and scholars,Summarized the development of the state's supervision of state-owned commercial banks.Then take the bank of communications as an example,summarize the achievements and problems of the bank of communications,the problems mainly include the lack of effective banking supervision system,lack of a good market environment,lack of sound internal control mechanism,lack of management of supervisors,and there is still not enough law to standardize the behavior of the bank.On the basis of analyzing the causes of the problems,the countermeasures for further establishing and perfecting the supervision system of China's state-owned commercial banks are creating a good market-constrained environment,to strength the legislation,establish a complete system for information reporting and disclosure,and improving the quality of bank supervisors.Strengthen supervision and innovation reforms.