Local Governments Support The Exploration Of Financing Issues For SMEs

As an important link to realize the sustainable and healthy development of the socialist market economy,the development of small and medium-sized enterprises is also a common concern in recent years.In the new period of economic construction and development,we have encountered the influence and resistance of the social and economic downturn.The financing of small and medium-sized enterprises is facing more difficulties,leading to many small and medium-sized enterprises lack of funds,poor development,and even face bankruptcy,which seriously affects the economic development of our country.The imperfect government policy support is also one of the reasons why the financing of small and medium-sized enterprises is difficult and expensive.Therefore,how to improve it,is an urgent problem for government to solve the financing problem of small and medium-sized enterprises.In the current development of small and medium-sized enterprises in Rizhao,although certain achievements have been made in financing,there are still some problems such as imperfect legal system,imperfect credit guarantee system and imperfect financial system.Based on the above problems,the research object of this paper is the financing status and countermeasures of small and medium-sized enterprises supported by local governments.The full text is divided into five parts,the following will elaborate:the first part is the introduction part,divided into four sections,first introduced the background of the Thesis Topic Selection and Research Significance,secondly introduced the research status at home and abroad,thirdly,it introduces the content and method of the paper,and finally summarizes the innovation and deficiency of the paper.The second part introduces the related concepts and theories.The third part is the survey of the financing status of SMEs,for the scope of the survey,the number of questionnaires issued,questionnaire design and the results of the survey were analyzed statistically.The fourth part is the analysis of the financing difficulties of small and medium-sized enterprises in Rizhao under the support of local governments.It introduces the present situation,existing problems and the reasons of the existing problems of financing support for small and medium-sized enterprises by the Rizhao government The current situation mainly starts from the current financing situation of SMEs in Rizhao and the support of government policies for SMEs financing The existing problems are analyzed from three aspects:The law system,the credit guarantee system and the financing policy of the local government The fifth part mainly puts forward the countermeasures to solve the financing difficulties of small and medium-sized enterprises with the support of local governments,which is divided into three parts This paper analyzes the relevant laws and regulations,the credit guarantee system,the public service supply and the financing channels of SMEs.The conclusion of this paper is that in the process of solving the financing difficulties of small and medium-sized enterprises,the government should provide the following support:first,to formulate perfect laws and regulations on the financing of small and medium-sized enterprises;second,to work together with small and medium-sized enterprises,banks and other financial institutions to develop a perfect credit guarantee system;finally,to improve the public service construction of the government and broaden the financing channels of small and medium-sized enterprises.The conclusion of this paper helps promote the sound development of small and medium-sized enterprises in Rizhao and the other regions.