Study On Risk Identification Evaluation?Prevention And Control Strategy Of Lanzhou H Pownshop

Pawn is a special financing means that makes loan by pledging the personal property,real property or property right,it plays a positive role in promoting the economic and social development as it meets the demands of medium-and small scale enterprises for financing and the emergency demands of residents due to such characeteristics as small amount,short term,convenience and flexibility,etc.With the continuous development of the modern economy,China's rising financing needs of middle and small-sized enterprises has brought development opportunities of the pawnshop.However,the problems of the pawnshop's risk management has become increasingly prominent,and there're more and more loss which come from the cases about the risk management.In this paper,at first overview in pawn and pawn,on the basis of risk management theory,through the business processes,financial data to identify and analysis the risk of pawn business,gansu province,and three pawn business risk and income level,expounds the concrete measures of industry risk resolve.On this basis,analyzed the lanzhou hang seng pawn co.,LTD.The risk management of the status quo,problems and causes,in view of the imperfection of the enterprise risk identification and evaluation mechanism problems puts forward improvement strategy,enterprise risk management mainly includes the risk under the framework of internal control system and scientific method for evaluating the risk identification.