The Study On Risk Management Of Shenzhen JTY Pawn Companies

After China’s market economic system established, along with the globalization speeding up of the world economics and the development of commodity economy, the pawn business arisen in China after decades of suspension, and played a unique role, entered a new period of accelerated development, became an industry more and more indispensable to social.With the development of social economy, the establishment and perfection of market economy system, assets structure and fund demand of enterprises and residents present diversity, this provide a good opportunity of development for JTY pawn companies in Shenzhen, because variety kind is unceasingly rich, the pawn companies face with the risk of warm up, accordingly based on the company’s risk management problems, analysis the corresponding risk indicator, construct risk evaluation index system, and evaluated the risk level by the fuzzy integral method, finally draws a conclusion and suggestions. For the purpose of provide ideas and methods to improving the pawn companies risk management level and provide the advantageous safeguard for its health high speed development.The paper is composed of five chapters. Chapter one is the introduction. The research background, the subject, the significance and the frame of the paper contents are introduced. Chapter two introduces the correlation theory of pawn including the definition, classify, process, functions and the development. In the chapter three, the operational situation and risk of the pawn company are analyzed. The operational situation contains business and management, the risk contains systematic risk and non-systematic risk. In the chapter four, the index system is built of risk management and then evaluated by fuzzy integral method.In the last chapter, the several advices and countermeasures are given according to former two chapters.