Research On The Impact Of The Introduction Of Green Finance On The Development Of Commercial Banks

In recent years,along with the rapid growth of China’s GDP,the issue of ecological pollution has become more and more serious and the consumption of resources has risen sharply.The environmental problems caused by economic development have to be solved urgently.The fundamental solution to environmental problems is to start economically.In the context of this discordant economic development and ecological environment,green finance came into being.As one of the important financial intermediaries,commercial banks have the role of guiding the flow of social funds.They should give full play to their own characteristics and guide social funds to flow to the cause of sustainable development.Therefore,introducing the concept of green finance or environmental protection into the daily operation of banks Management,from the source effectively curb the "two highs and one remaining" blind development of industries is particularly important.However,introducing the concept of green finance and carrying out green finance business,apart from the corporate social responsibility that banks should assume in the current economic and environmental context,exactly what impact banks have on development needs further study.Firstly,this thesis sums up the relevant literature and news materials,grasps the basic theory of green finance and lays a foundation for the follow-up research,and then analyzes the impact of green finance on the development of commercial banks,including the bank’s benefits and competition Influence of force.Then taking China’s first "Equatorial Bank"--Industrial Bank as an example,it analyzes the development history and corresponding development model of the introduction of green finance.At the same time,a combination of quantitative and qualitative analysis and empirical analysis are used to explore the nature of commercial banks and explore the impact of green finance-related businesses,especially the development of the green credit business on Industrial Bank’s development strategy,stock prices and profitability.Finally,based on the results of the analysis,this thesis proposes suggestions on how commercial banks can better conduct green finance business.