P Commercial Bank's Research On The Financing Service System Of Auto Dealers

Since the 90 s of last century,the commercial banks of our country have begun to pay more attention to the operation and development of auto dealers.In order to make the commercial banks get a stable source of income,a complete set of scientific model of auto dealer financing has been established.With the continuous development of China's social economy and the development of the financial industry,the development of the automobile industry in our country has also stimulated the development of Internet technology to a certain extent,and the development of the automobile industry is restricted by the external factors and internal factors.This restricts the construction of the auto dealer business system to a certain extent.A certain amount of pressure is exerted.On the basis of a series of theoretical studies,this paper,based on the important literature,takes the P commercial bank's auto dealer financing business as the research subject,and has carried out a three year survey.In this paper,based on the specific reality and seeking truth from facts,based on the overall target,business and process of P commercial banks,the model and process of auto dealer financing business are analyzed,and the financing business of P commercial banks is focused on the specific financing business model of auto dealers.Secondly,according to the model of P commercial bank's auto dealer financing business,this paper points out some problems exposed and puts forward constructive suggestions and suggestions.Finally,some problems still need to be improved for the current financing business of P commercial bank,from the actual situation.To solve some of the most basic problems,and take the necessary risk prevention measures to enhance the risk aversion ability of P commercial banks' financing business.Through the development of Pcommercial bank car dealer financing business narrative;related problems and solutions for each problem,mainly through the management in order to further reduce business risk,improve the financing efficiency of car dealers,to provide a stable financial guarantee for the development of China's automobile industry,the end that P commercial banks in the future market the competition to win the initiative,which is the practical advice on where.