Research On The Optimization Of The Governance Structure Of Z Rural Commercial Bank Under The Background Of Listing Preparation

With the constantly change of economic and financial situation,in the past 10 years,a large number of rural credit cooperatives completed restructuring and evolved into a rural commercial bank.These commercial banks have become the main force in the modern rural financial system and provide the energy for China's agricultural development,farmers" daily life and the rural infrastructure construction.At the same time,the rural commercial banks also have made great progress.The business has gradually integrated with the market and their comprehensive strength has been steadily improved.In recent years,with the reform and innovation of rural commercial bank,more and more rural commercial banks choose to enter the capital market and entered the fast track of IPO.Z Rural Commercial Bank is composed of four rural small financial institutions in accordance with the principle of market formation.As the local corporate financial institutions in the capital city,Z Rural Commercial Bank make full use of wide and flexible system,adhere to the service of the real economy and accelerate product service innovation so that its business has developed rapidly and healthily and built the largest service network of local financial institution.In order to comply with the trend of economic development and broaden the channels of capital replenishment,Z Rural Commercial Bank is preparing the IPO work now.However,there are stills a lot deficiencies and shortcomings compared with the listed commercial bank because of the historical legacy.This paper focus on the corporate governance status of Z Rural Commercial Bank by combing its development process and the status of IPO preparation.The paper is trying to find out the deficiencies of corporate governance in the process of restructuring and listing based on the positioning of Z Rural Commercial Bank combining with its business development and strategic planning.The paper emphasizes on the blind study and analyze the successful case of listed rural commercial banks and offers the proposals in order to improve the level of corporate governance,speed up the listing process,and enhance core competitiveness.