The Influence Of Third-party Payment Business On China's Commercial Bank Intermediary Business

This paper uses our country 2010-2016 third party payment transaction scale and 22 commercial banks data.The research shows that the development of third-party payment business has significantly increased the middle income of commercial banks.In addition,the commercial banks are classified as state-owned banks,joint-stock banks and city firms to build a panel model.The research shows that the development of third-party payment business has significantly increased the middle business income of joint-stock banks.Research on the classification of third-party payments into Internet payments and mobile payments.Research shows that the development of Internet payments and mobile payments have significantly increased the middle income of commercial banks.