| The first financial leasing company was founded in 1981.It has experienced more than 30 years.Both the characteristics of finance leasing companies and the types of financial products have a great development and derivation.Now,financial leasing companies are sprung up.Financial leasing has also become one of the most important method of found-raising except the credit-funds from bank.As the second largest financial instrument,it plays an increasingly irreplaceable role in China's economic development.Facing such a large market scale and complex financial environment.The key is control the risk if the finance leasing company wants to develop safely and steadily and achieve sustainable operation.How to avoid and transfer risk is the permanent topic of many financing leasing companies.The research subject of this paper is located in a completely independent third-party commercial financial leasing company.The research object is the ways of risk transfer.As a matter of fact the topic of this paper is that based on the special operation characteristics of third-party finance leasing company,how to choose the best transfer method of risk assets.In this paper,I studied and established an evaluation system named CORE.Combine real cases,CORE evaluation system measures the advantages and disadvantages of the risk assets transfer ways.The comprehensive quantitative evaluation results can provide business owners with advice on risk transfer.Finally,this paper analyzes the advantages and disadvantages of the evaluation method and points out the aspects that need to be modified.The study of risk transfer in this paper is based on the theory of excellent scholars,and Summarized my work experience,then developed it.The CORE evaluation system is just a prototype,still have many incomplete parts.it still needs more work experience and accurate data to improve the model,and then to server financial leasing company,the whole financial market and the country's economic construction. |
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