Y Rural Credit Cooperative M Fishing Village Reconstruction PPP Project Risk Identification And Evaluation Research

In recent years,the non-performing loan ratio of commercial banks has increased,the scale of non-performing loans has increased and the demand for loans is insufficient.Commercial banks urgently need to find new high quality loan projects.On the other hand,the construction of new urbanization has increased the demand for public infrastructure construction.However,as the main force of public infrastructure construction,the local government’s debt scale is limited,which is difficult to meet the needs of public infrastructure construction.Under this background,the PPP mode of the cooperation between the government and social capital is highly valued by the state.Governments at all levels provide policy support for the application of PPP mode,thus triggers a "PPP project boom".The promotion of PPP mode can bring new loans to commercial banks,and is conducive to the construction of new urbanization in China.It can further stimulate the growth of China’s economy and bring new vitality to China’s economy.However,the commercial banks’ participation in the PPP project is not high at present.The reason is the risk of the commercial banks participating in the PPP project.Therefore,the risk analysis of commercial bank PPP project loan is an urgent subject that needs to be studied.This paper mainly focuses on the PPP model of commercial banks and government cooperation.The full text is divided into five chapters.The first chapter is the introduction part of this paper,which systematically analyzes the background and significance of this study,as well as the related research status and dynamics,and carries out a systematic study on the content,methods and innovation points of this paper.The second chapter describes the concept and theory of PPP project credit risk identification and evaluation,lays a theoretical foundation for the development of this study;the third chapter is the identification and evaluation of the credit risk of the Y rural credit cooperatives M fishing village transformation PPP project;the fourth chapter,according to the results of the third chapter,puts forward the M Fisheries of Y rural credit cooperatives.The measures and suggestions for risk management of village transformation PPP project;the fifth chapter is the conclusion and prospect part,summarizes the full text,and puts forward the research prospect in the future.