NF Bank Q City Branch Supports Research On The Status Quo And Problems Of Rural Infrastructure Construction

Rural infrastructure is a series of public goods,public services,such as roads,water conservancy and housing construction,to promote overall local development and improve farmers' living standards.The State Council General Office issued the"guidance opinion of the General Office of the State Council on innovating the Investment and financing Mechanism of Rural Infrastructure"(the State Office issued[2017] No.17,which pointed out that it is necessary to further increase the investment in rural infrastructure construction in China,guided by the government."The principle of social participation aims at speeding up the completion of rural infrastructure,promoting the integration of urban and rural development,building a new pattern of diversified investment and financing,and establishing and improving investment.Long-term mechanism to promote the construction of a new socialist countryside in China.There are many problems in the construction of new socialist countryside,especially in the construction of rural infrastructure.For example,the insufficient construction of rural infrastructure leads to the problem of unable to meet the needs of residents' production and living,and the insufficiency of government investment leads to the stagnation of rural infrastructure construction.The difference between the rural infrastructure situation leads to the imbalance of rural economic development and so on.However,looking at the present situation of rural infrastructure development in Q City,there are problems in rural highway construction,water conservancy construction,passenger and freight transportation and energy facilities construction,which are mainly due to the aging and backwardness of related facilities,limited agricultural production conditions and unsuitable for modern agriculture.Industrial development;unable to concentrate water supply,sewage treatment and drainage system is not perfect,fire protection facilities and garbage treatment facilities are not matched;government financial investment mechanism defects.Rural infrastructure is an important foundation of the national rural revitalization strategy,and also an important material support of a well-off society in an all-roundway.Therefore,in order to realize the goal of rural revitalization,to show the grand blueprint of a well-off society in an all-round way,it is urgent to vigorously develop rural infrastructure construction.NF Bank is the only agricultural policy-oriented financial institution established in our country.Its main responsibility is to raise relevant funds on the basis of national credit,to provide agricultural policy-oriented finance business,and to provide agricultural production for our country.As the only agricultural policy financial institution in Q area,the rural economic development service.NF bank Q branch must bear in mind the initial idea,not forget the mission,promote the rural infrastructure construction and serve the rural rejuvenation strategy.The purpose of this paper is to analyze the present situation of rural infrastructure construction in Q city,to find out the factors that lead to the backward development of rural infrastructure in Q area,and to analyze the actual cases on the basis of the overall situation of NF bank Q branch supporting rural infrastructure construction.It is found that there are some defects such as mismatch between credit scale and business development,restriction of approval authority,great influence by policy and wind,unbalanced development of organization's business,insufficient management of credit base,etc.It mainly includes strengthening showing unique competitive advantage,dynamically regulating credit quota,dynamically regulating the credit authority of prefectural branch,rural infrastructure loan,innovating loan financing mode,and promoting the credit team.Construction and other coping strategies help the NF bank Q City branch to fulfill the historical mission of promoting the construction of new countryside,and put the nineteen major party's revitalization strategy put forward to reality.