New Model Research On Smes Financing In T Industrial Park

Minor enterprises are the critical factor to increase employment,promotion of economic growth,and lead scientific and technological innovation in the future development of our country.There will be a lot of prob lems in these enterprises when in the process of development.One of the world's problems is the financing difficult of minor enterprises,which is the obstacle that restricts the development of minor enterprises in C hina.To solve the problem,not a macro policy could help it find a way,not a tool can solve it,but a series of solutions,principle of seeking truth from facts and local conditions,through the different subjects and channels to achieve the realization of different financing methods.In this context,more and more minor enterprises have been inclined to enter the Industrial Park,in order to find different resources such as funds.In this trend,a large number of Industrial Parks have emerged in all parts of China,and also a large number of Industrial Park Operation Companies popping up,to provide multifaceted services for this industrial cluster,in order to enhance the production,operation efficiency and ability of minor enterprises in the Industrial Park.Among these services,finance service just like financing service,is becoming the focal point of Industrial Park Operation Company.In this paper,the financing problems of Minor enterprises developed in the industrial park are discussed and practical research.Taking the operators of t he T Industrial Park as an example,this paper tries to understand the financing needs,status and difficulties of Minor enterprises in the industrial park through the analysis and arrangement of the survey data of Minor enterprises in the T Industrial Park.And through the asymmetric information theory,the relationship financing theory and the enterprise financial growth cycle theory,the paper analyzes the necessary conditions for the new financing model of Minor enterprises in the T Industrial Park and designs the financing products according to the actual situation of the Industrial Park and the operators.Based on the existing situation,this paper puts forward that the industry park operators can carry out innovation through the mode of foreign financ ing and endogenous financing,in order to alleviate the problem of financing difficulties of small and medium-sized enterprises in the Industrial Park.It is the premise that the Industrial Park operators deal with the relationship with the financial institutions and the investment institutions,the establishment of financing related business institutions and the professional financial personnel.It is the prerequisite for the new financing mode of the Industrial Park.The operators also need to improve the service ability of the Industrial Park operators and improve the supporting construction and operation service ability of the Industrial Parks.