Research On The Mode Of Supply Chain Financing For The Minor Enterprises

The minor enterprises are the major companies of China. They supply jobs and tax to the government. They are an important part of Chinese economic. The economic crisis has bad effect to the minor enterprises in China. They face less orders, cash, investment and jobs. If the minor enterprises can get loan, they can survive, and we can have a stable and growing economic. This paper discussed the supply chain financing mode for the minor enterprises in China. At first, the paper discussed the necessity of the supply chain financing mode, and analyzed the demand of the minor enterprises. And this paper analyzed the probability of new mode. On the economic theory point, if supplier, manufacturer, sailor and logistics, banks joint together, there will be less transit cost and more income. This paper designed 4 new modes. They were VMI, SMI, MMI, LMI, and we got simulation result which showed they were useful. Finally, this paper introduced the finance production of China Merchants Bank. The finance production was designed for the minor enterprises. The main works this article has reached are as following:(1) We designed 4 modes for the minor enterprises. Different from the past study which focused on the logistic bank mode, we designed Vendor Managed Inventory, Logistics Managed Inventory, Sailor Managed Inventory, and Manufacturer Managed Inventory modes. We also designed the 4 modes workflow and analyzed their advantage and disadvantage.(2) We used 2 methods to get simulation results. Different from the game theory, we used discrete and contiguous simulation tools; with the data we had the results. We setup discrete mode by Petri net, and the result showed that if we cut down the cycle time, we would have more output from supply chain. We setup contiguous mode by SD, and the result showed that if we had more loan, we would have more stable output from supply chain.The supply chain financing can be helpful to the minor enterprises, and help them survive. We hope the result of article can provided certain reference to the finance production of banks in China.