An Analysis Of The Coordination Mechanism Of The Central And Local Government Departments' Housing Purchase Restrictions On Loan Policy

Constructing China's own public policy theory is the most basic task in the development of public policy disciplines in China's public management.The academic significance of the research on the coordination mechanism of the central and local governments in the implementation of the real estate purchase-only loan policy is to use the system analysis method to build a system of profit analysis and use the central and local governments as the research objects for analysis.To sort out the status and role of the central and local governments in the implementation of home purchase-limit lending policies,analyze the behavioral traits of the central and local governments in the implementation process of real estate lending restrictions,the local entities related to the policies,the value orientation of the central and local governments,etc.The government's linkage effect before the rational behavior and actual behavior of the implementation of the house-lending loan-limitation policy explores the effective dimensions of regulating the local government's implementation of the central government's behavior of real estate purchase-only lending policies,and studies the execution behavior of China's real estate purchase-credit policy.Analysis provides a new perspective.In this paper,through the review of the real estate purchase restriction policies over the years,the implementation of the limited credit policies of the central financial management departments in several representative cities in recent years as the research object,the use of inter-governmental relations theory and public policy implementation theory,analysis of the central and local governments In order to coordinate the phenomenon of limited loan policy in different perspectives,a corresponding analysis model was established for different city differential loan-limitation policies.From the perspective of quantitative and qualitative analysis,the policy of real estate regulation and loan-limiting under different coordination conditions was analyzed.With practical results,it tries to analyze the coordination mechanism between the central and local governments in the loan-limiting policies,and proposes relevant policy suggestions on how to reconcile the contradiction between the central and local governments on the implementation of loan-limiting policies.