Research On The Development Of Rural Inclusive Finance In Meixian District

At present,with the continuous development of China’s comprehensive deepening reform,serving the real economy has become an important part of the domestic financial reform.As finance is the core element of modern economic development,the popularity of financial products and services is related to the level of sustainable economic and social development.According to the experience of developing countries,inclusive finance plays an important role in the sustainable economic and social development,especially in the development of small and micro enterprises and the poor.But for a long time,because of the restriction of financing channel and financing cost,the function of domestic financial service system to the development of rural real economy has not been brought into full play,in addition to the urbanization and industrialization of our country.In the process,the loss of rural economic and social elements is more serious,so the development of rural inclusive finance is of great significance for revitalizing rural economy and promoting the development of agricultural modernization.This paper first analyzes the present situation of rural inclusive finance development in Meixian district,and analyzes the current situation of inclusive financial services in promoting agricultural modernization in the light of the in-depth practice of rural revitalization strategy.It is found that rural inclusive finance still faces many problems in developing rural economy and improving farmers’ living standard.For example,the policy of inclusive finance and the legal system are not perfect.The financial consciousness is weak,the rural financial institution system is deficient,the product innovation and the financial service are insufficient,the unified working mechanism needs to be strengthened and so on.Research and analysis are carried out.It is found that the development level of rural inclusive finance in Meixian district is lower than the national average,the key index of financial availability in Meixian district is lower than the national average,and the agricultural production in Meixian district is still dominated by individual farmers with family asthe unit.Agricultural practitioners are older,less educated,less likely to use electronic banking,and less able to master financial knowledge.The level of rural inclusive finance in Meixian district is affected by many factors,such as the income level of farmers,the level of financial development,the level of agricultural development,the level of information technology,the financial consciousness of farmers and so on.Finally,based on the above conclusions,the paper gives a comprehensive analysis of rural inclusive finance in Meixian district.It is hoped that the problems in the development can provide positive theoretical guidance and practical reference for the healthy development of inclusive finance in Meixian district and the sustainable promotion of rural revitalization strategy.