Study On Optimization Of Credit Risk Management Of ADBC Branch A

Credit business is one of the main businesses of Banks.In order to realize the development of Banks,it is particularly important to vigorously expand credit business.The accompanying credit risk of credit business has become a common feature of the banking industry,whether it is commercial Banks or policy Banks.Agricultural development bank A branch is an important part of policy finance.Although it puts the policy goal in the first place,it must follow the general rules and operation mechanism of the bank in its operation and management process.Preventing and defusing risks is also its eternal theme.In the current risk structure of agricultural development bank A branch,the most prominent risk is still credit risk or loan credit risk.Therefore,it is of great practical significance to strengthen the research on credit risk management of agricultural development bank A branch at present and in the future.In the interpretation of the agricultural development bank,A branch of the background,main functions and A branch of the agricultural development bank credit risk on the basis of the concept,types,characteristics,analyzed the agricultural development bank,A branch of the credit risk management present situation,elaborated and analyzed the agricultural development bank,A branch of the credit risk management problems and analysis of the necessity of guard against and dissolve the credit risk.Then A branch of the agricultural development bank credit risk management analysis of existing problems and reasons,from the identification,assessment and control of agricultural development bank,A branch of the credit risk management optimization design to explore and research,finally,according to the actual situation of agricultural development bank of A branch,A branch of the agricultural development bank is the credit risk management of the optimization of relevant supporting measures,as A branch of the agricultural development bank to improve guarantee in credit risk management,aimed at A branch of the agricultural development bank of comprehensive credit risk management to provide theoretical support.