Research On The Development Model And Risk Control Of Supply Chain Finance E-commerce

At present,China is in the period of economic transition,under the background of market interest rate,the development and financing of small and medium-sized enterprises is difficult to solve the contradictions.Driven by the policy of national entrepreneurship and innovation,small and micro enterprises have become one of the indispensable economic entities in China's market economy.As a good medicine to solve the financing difficulties of small and medium-sized enterprises,supply chain finance is widely concerned today,and it is also a financial project that the state pays close attention to and supports.With the vigorous development of the Internet and big data,supply chain finance has begun to break through the traditional business model and seek for new development points of supply chain finance,thus e-commerce supply chain finance emerges at the historic moment.As a leading e-commerce platform in China,jd group has a balanced development in B2 B,B2C,C2 C,finance,logistics and other aspects,and has multiple advantages in supply chain development.Its jd finance company's supply chain finance business ranks the third in China's supply chain finance industry,so this paper takes jd finance as an example.The first part raises the background of supply chain finance electricity business model development,the second part of scholars at home and abroad to the financial supply chain model and the literature research to make analysis and summary of the risk,the third part introduces case,from the introduction to the origin of the supply chain finance in our country and the mode of development introduction,JD financial,for example,introduces the electricity supply chain JD financial financial development mode,with the traditional model of supply chain finance bank make a contrast;The fourth part makes a case analysis and points out the risk problems and effective and feasible risk control schemes in this mode.Taking jd finance as an example,it analyzes the advantages and disadvantages of e-commerce supply chain finance mode.The last part summarizes and proposes feasible Suggestions on the development of supply chain finance under the e-commerce model from three aspects.This paper takes jd finance as an example to analyze the business model and risks of its supply chain financial products.The case is representative and the topic selection is of practical significance.Supply chain finance has attracted more and more attention in recent years.It has effectively solved the financing difficulties of small and medium-sizedenterprises and become one of the hot spots in the field of supply chain finance and Internet finance.But at present scholars to the development of electricity supply chain financial case study is less,the existing case study is more a single analysis of Internet financial supply chain operation model,and the data from the large background for the analysis of electricity dominate the financial model of supply chain and risk management of case study is less,so this article has certain innovation.