The Research On Rural Micro-Credit For Young Entrepreneurs In Shaanxi

Rural micro-credit system refers to the low-income provided small amount for credit service.Microfinance aim is through financial services for poor farmer or enterprise to obtain self employment and self development opportunities,promote its to self survival and development.This system produces in the nineteen seventies of low and middle income groups in Bangladesh,as an effective means and methods,small agricultural loans from poverty areas gradually turned to the field of financial services,but also,it contains positive meaning and the value more and more attention.Shaanxi rural youth entrepreneurship and small secured loans since the implementation of the policy,in the people’s Bank,financial and labor and social security and other aspects of the joint efforts of the continuous development and improvement,to promote the rural youth employment,service society harmonious stable overall situation,change employment concepts play an important and positive role.This article from the Shaanxi province rural youth entrepreneurship microcredit development policy background and the practical needs of the microfinance development,draw lessons from foreign successful experience,analysed Shaanxi Province youth entrepreneurship microfinance development facing the problems and risks,and combined with the League building innovation theory,in order to improve the rural youth small business loan management process,realize rural youth entrepreneurship microfinance sustainable development,put forward Shaanxi province to develop small farmers credit countermeasure.Shaanxi province rural youth small business credit management,not only conducive to microfinance institutions for their own survival and development,but also conducive to improving the financial market,promote urban and rural integration in Shaanxi province and improve the rural youth employment rate,improve the quality of life of farmers.Looking to the future,give full play to the Communist Youth of oneself advantage,based on the long-term service youth entrepreneurship,service rural youth entrepreneurship,rural youth small business loan management will be for the new rural construction of Shaanxi province contribute.