Study On Risk Management And Control Of Enterprise Group Financial Company

As an"internal bank",of an enterprise group,a financial company is a product of the combination of industry and finance and plays an important role in the optimization and adjustment of the industrial structure of a group of enterprises.Meanwhile,it effectively strengthens the efficiency of centralization and control over the capital of enterprise groups and promotes the development of enterprise groups The healthy development of real economy.However,due to the impact of the macroeconomic downturn and interest rate liberalization,the operating environment facing financial companies is further complicated,and the financial companies'management mode and risk control level are facing great challenges.If the finance company fails to promptly raise the level of risk control and improve the risk management and control system,there will be more risk control loopholes in the operation and management of the finance company.This paper studies the risk management and control of the financial corporations in a group of enterprises by literature research,comparative analysis,data analysis,in-depth interviews and case studies.Based on the COSO latest ERM framework and Basel III,Taking the five elements of risk management as the context,this paper combs the current status of risk management and control of FN Group Financial Company,and then puts forward corresponding optimization suggestions according to the existing problems of its risk management and control system.The full text is divided into six parts.The first part mainly introduces the research background and significance of this article,combs the domestic and foreign literature,puts forward the research ideas,methods,innovations and shortcomings.The second part is the theoretical basis,which mainly introduces enterprise group,finance company,risk,risk management and the latest theoretical achievements.The third part of the status quo analysis,the main analysis of the financial company's development history and development status quo.The fourth part of the case study,mainly from the FN group and the background of the finance company,from the perspective of the new five elements of risk management,combing the current status of risk management of FNGroup financial companies,and then find its shortcomings.The fifth part is based on the COSO latest ERM framework and Basel ?,and proposes some countermeasures to solve the existing problems of FN Group finance company.The conclusion and experience of the sixth part draw the conclusion that risk control is of great importance to the finance company and should be continuously improved with the change of the risk environment.It is suggested that the finance company properly introduce the latest risk management theory or combine the latest regulatory spirit to improve itself Risk management and control system.The innovation of this paper is to choose a more typical FN group financial company as a risk management research object and provide risk control experience for other financial companies in the ascending period.COSO2017's "Enterprise Risk Management-Integrating Strategy and Performance "As a theoretical basis for optimizing the risk management and control system of FN Financial Group,this new risk management framework provides a new way for financial companies to carry out risk control in the future.