Research On Automobille Financial Risk Management Of Jiangling Finance Company

In the current social economy,consumption has gradually become the main way to drive economic growth.Consumption and industrial upgrading continue to deepen,and the upgrading of consumption is closely related to the improvement of economy.The field of consumer finance and auto finance,as an important part of it,are attracting more and more attention from participants in the market.With the rapid growth of China's auto consumption market,frequent favorable policies in the auto finance industry,the gradual rise of new generation of consumers,and the rapid development of technology in the identification and control of financial risks,the auto finance industry will get rapid development.According to the market research report,China's auto finance market growth rate and overall size will have a very rapid growth.The next emerging growth point of the consumer market is bound to be auto finance,which will promote the real economy.The essence of any financial product is risk control.The benign and sustainable development of the automobile financial market requires sound and efficient risk control and management means to promote the development,and the risk management ability in the field of automobile finance will become the core competitiveness of participants.This article USES the case analysis method and the individual case study method to carry on the research.The rapid development of automobile finance industry has a huge impact on financial market participants.How financial companies improve their risk management level and industrial competitiveness is a question that financial companies need to think about.Taking jiangling finance company as an example,this paper adopts the case study method to analyze the market financial environment it faces and the current risk control means,and expounds the necessity of improving the risk control ability of the financial company under the rapid development trend of the industry.Then,based on the results of the case analysis,this paper proposes the direction and specific Suggestions for JMC to improve the risk management level,so as to enrich the relevant risk control theory system of financial institutions and financial companies like Banks,and further expand the development space of risk control in the consumer loan industry.