Trust Financing Of Small And Micro Enterprises-A Case Study Of A Trust "Blue Sea 1" Trust Plan

In recent years,with the continuous development and growth of small and micro enterprises,their role in China's economic development has become increasingly important.To this end,the state has also issued corresponding policies to support the development of small and micro enterprises,such as the new third board and regional equity trading market,in order to create a more smooth development environment for small and micro enterprises,and promote the diversified vitality of our economy.However,due to the inherent economic characteristics of small and micro enterprises,such as the imperfect financial system,the lack of high-quality collateral assets,etc.,the accompanying problem of small and micro enterprises "financing is difficult,financing is expensive" is still not well solved.The trust financing mode of small and micro enterprises is one of the new financing modes in recent years.Compared with other innovative financing modes of small and micro enterprises,it has produced relatively good results in its promotion and development process.Therefore,this paper intends to discuss how to improve the trust financing business of small and micro enterprises by studying the case trust plan and combining with the development status of the trust financing mode of small and micro enterprises.Suggestions.This paper mainly uses the methods of literature research and case analysis.Through reading a large number of domestic and foreign related literature,this paper thoroughly analyzed and sorted out the financing theory and research results of small and micro enterprises.On this basis,first of all,the status quo of trust financing of small and micro enterprises in China is analyzed in depth,which lays the foundation for the following discussion.After that,the advantages of the case "Blue Sea 1" trust plan design and operation process are analyzed.The advantages of the case can provide reference for other financial institutions that carry out financing business of small and micro enterprises,as well as for the public to learn and understand.Then it analyses the improvement of the trust plan in the process of operation.The individual problems in the case also reflect the common problems in the trust financing business of small and micro enterprises in our trust companies to some extent.Through the analysis of the advantages of the model and the areas to be improved,the measures to improve the trust financing mode of small and micro enterprises in China are put forward.At last,the paper puts forward some suggestions on improving the trust financing business environment of small and micro enterprises and improving the internal operation mechanism of trust companies,in order to provide theoretical reference and practical reference for improving the trust financing business of small and micro enterprises.