Research On Investment BankingTransformation Of Banksin The Era Of Strong Supervision

With the continuous growth of Chinese economy,the investment banking business of commercial banks began to develop rapidly since 2008.With the maturity mismatch and various financing channels,financial institutions represented by banks,brokers and trust companies have built a shadow banking system of 10 billion yuan.The banking system bears a rigid payment for the facts of the fund counterparts corresponding to such assets.The risk degree and quantity of asset have not been thoroughly grasped by the regulatory authorities,which poses a great threat to China’s economic and financial development.The strict financial regulatory policy is intended to curb the development of the above-mentioned threats after 2017.Various restrictive measures require the investment banking business of commercial banks to have a change.This paper takes Bank A’s investment banking business as a research object,exploring how investment banking business in the commercial bank will be transformed under this financial supervision,and continues to promote a business strategy of the firm and investment bank,opening up new business space and profit growth point.The paper is divided into six parts for analysis.The first part summarizes the purpose and significance of the research,and proposes the research ideas of this paper by analyzing the research status at home and abroad.The second part begins with the adjustment of financial supervision policies and the development of investment banking business after the 2008 financial crisis,and organizes the development of China’s financial industry and the development of investment banking business of commercial banks.The third part begins with a review of the macro background and various policy details introduced by this financial regulation,analyzes the starting point and the foothold of this financial supervision,analyzes the core points of the regulatory policy with the guiding opinions as the core,and clarifies the supervision layer planning for the future development of China’s financial market,looking for future business development direction.The fourth part mainly introduces the business focus of Bank A’s investment banking business before the introduction of financial supervision policies,and explains the impact of existing business constraints.The fifth part begins with the analysis of the necessity and feasibility of Bank A’s investment banking transformation after the introduction of regulatory policies.Therequirements and directions for regulatory policies are detailed.Focusing on Bank A’s investment banking business in the future should be shifted to standardized investment services such as ABS,non-standard business will be converted into standardized business and the country’s vigorously promoted debt-to-equity swap business opportunities.At the same time,in response to the new business model,Bank A will make recommendations on the adjustment of the functions of the investment banking department of the provincial and following branches.At the end of the paper,the research is reviewed and summarized,main conclusions are analyzed and existing shortage are pointed out.