Research On The Development Of Telecom Network Fraud Insurance In China

With the development and progress of the times,many countries are actively developing electronic communication and internet technology.China should also seize the good opportunity of the scientific and technological revolution and strive to develop telecommunications technology and internet technology.The continuous improvement of science and technology brings a lot of convenience to people’s study,work,entertainment,medical treatment and other aspects.Telecommunication technology and internet technology have been promoted and applied in many fields,which have played an important role in the sound development of China’s social economy.However,at the same time,it also provides opportunities for some criminals to commit fraud.In recent years,China’s telecom fraud incidents are frequent,and the amount of fraud is extremely large,and fraud methods are gradually increasing,especially bringing a very bad impact on the society.This paper introduces the concept,main characteristics and types of telecom network fraud in detail,and then analyzes the necessity and feasibility of developing telecom network fraud insurance in China.The surging telecom network fraud events have caused many negative effects,making the research on telecom network fraud insurance more important.China’s relevant departments in recent years issued a series of policies conducive to the insurance industry,coupled with the steady growth of China’s economic strength,the development of the financial and insurance industry is becoming more and more standardized,so in China’s development of telecommunications network fraud insurance is completely possible,some insurance companies have been focusing on the development of the insurance.Therefore,the purpose of this paper is to analyze how China should develop telecom network fraud insurance.This paper mainly uses literature analysis and qualitative analysis to study and analyze the development of China’s telecom network fraud insurance.Firstly,it introduces the relevant concepts and characteristics of telecom network fraud,and explains the definition and the long tail theory of telecom network fraud insurance.Secondly,it analyzes the necessity and feasibility of developing telecom network fraud insurance in China.In addition,it analyzes in detail the reasons for the lagging development of China’s telecom network fraud insurance,such as the lack of public risk management awareness,the lack of high-level talents in the insurance industry,and the imperfect legal environment.Finally,based on the long tail theory,this paper puts forward specific and effective countermeasures and suggestions for the development of China’s telecom network fraud insurance,including improving the public’s risk management awareness,promoting the construction of professional talents,and establishing and improving relevant legal and policy support.This paper puts forward countermeasures and suggestions for the development of China’s telecom network fraud insurance from various aspects,hoping to promote its stable and standardized development and help Chinese residents more effectively prevent telecom network fraud.