The Influence Of Internet Finance On The Anti-money Laundering Supervision Of Commercial Banks And Its Countermeasures

Commercial banks are the medium of social capital flow and at the same time they are exposed to money laundering criminals and illegal gains.Therefore,commercial banks are the core force of anti-money laundering supervision.In the face of the rapid development of Internet finance,the People's Bank of China and the China Banking Regulatory Commission have introduced policies to include Internet finance in the supervision.The traditional anti-money laundering measures of commercial banks have been unable to cope with the current severe money laundering risks and external regulatory environment.Commercial banks are bound to carry out changes in anti-money laundering regulatory measures.This paper mainly studies the impact of Internet finance on the main contents,supervision strategies and effectiveness of commercial banks' anti-money laundering supervision.Through logic analysis of the impact of Internet finance on the main content of commercial banks' anti-money laundering supervision,the use of game theory from money laundering organizations,peers,Three aspects of external supervision analyze the choice of commercial banks' anti-money laundering supervision strategies in the face of Internet finance challenges,use cost analysis to construct cost models,analyze the impact of Internet finance on the effectiveness of commercial banks' anti-money laundering supervision,and use comparative analysis to analyze The Chinese and foreign regulatory experience,based on the impact of Internet finance on the anti-money laundering supervision of commercial banks,proposes new regulatory recommendations,obtains relevant regulatory implications,and resolves the status quo of anti-money laundering supervision of commercial banks,providing some theoretical and practical significance for the anti-moneylaundering supervision of commercial banks in the future.Help on.