The Research On The Anti-money Laundering Of Commercial Bank In China

Money laundering, as a global problem, affects the regular operation of our world's economy more and more, today even becomes the lurding danger to every nation's economy, financial order, and the social stability. Look into the structure of our naton's anti-money laundering organization, Commercial Bank still undertakes the major responsibility. Now take a study of its action on anti-money laundering, have a discussion on how to put its function to the best use, and perfect the outside environment and inner organization will constitute an important subject which will never be ignored.This paper studies the problems that anti-money laundering of Commercial Bank has, and tries to find an approach to solve it. First the paper expatiate the situation that banks face and banks' responsibilities in anti-money laundering; then uses Game Theory and adverse selection model to study the relations between banks, banks and money launderinger, banks and their supervisory organization, and draws a conclusion that it must be some compensations to banks in anti-money laundering. At last the author suggests that establish some compensation mechanism to banks and supervisory organization should act a more important roll in anti-money laundering.We can describe the features of the paper like this: it analysis the existing problems in the organization of Commercial Bank's anti-money laundering all-round, through the game theory and cases study on relations between banks, banks and money launderinger, further more discusses the compensation of supervisory organization to banks' effects and some noticeable problems in adverse selection model.