Spatial Variation Analysis Of Inclusive Finance Development Level

In the context of targeted poverty alleviation,inclusive finance has developed rapidly in China.After years of practice,although inclusive finance has achieved remarkable achievements,there are also some problems.Many domestic authoritative organizations and scholars have shown that the development level of China's inclusive finance shows regional differences.That is to say,the situation of imbalance and insufficient development is relatively prominent Therefore,in addition to consolidating and improving the above achievements,how to take correct and efficient measures to narrow regional differences is the main direction of the development of inclusive finance in the later period.The sample data of the article is the relevant statistics of China's provinces in 2016.0n this basis,it uses the combination weighting method,improved TOPSIS model,standard difference level method and obstacle degree model to analyze spatial variation from the perspective of the main system and subsystem of inclusive finance.The main system refers to the development level of inclusive finance.the subsystem includes economic development,generalized financial supply and general financial demand.The main conclusions of this dissertation are as follows:1.The development of the main system and subsystems is unbalanced.That is to say,their development status shows the spatial pattern in which the east is larger than the central and western regions 2.The development of the main system and subsystems is not sufficient.That is to say,they not only have a larger space for development but also show a spatial pattern in the central and western larger than the east regions.3.The primary and secondary causes of the subsystem to the main system is consistent between the eastern,central and western regions.That is to say,the obstacle level is that the generalized financial supply is larger than the generalized financial demand,and the generalized financial demand is larger than the economic development.This also determines that the spatial differentiation of the inclusive financial development level in the eastern,central and western regions is mainly due to the lack of generalized financial supply and generalized financial demand.In order to achieve the balance and full development of inclusive finance,this paper puts forward some policy suggestions based on the above conclusions.The eastern,central and western regions should first adopt a combination of offline and online supply to increase the level of generalized financial supply.Then they should improve the level of general financial demand from the two aspects of consumer purchasing desire and purchasing ability.Finally,they should rapidly develop their economies through the economic integration development and differentiated green development.