Capital Management Research Of ZY Commercial Bank

As we all know,the regulators must be strict with commicial bank in 2018 under the situation of capital shortage in many banks.In the history of banks' development,capital is the scarce resource of all banks.The daily operation,defense and business expansion of banks are inseparable from the requirement of capital.In order to ensure the stability of the financial market,regulators put forward higher requirements for the capital adequacy ratio management of commercial banks,so it is of great significance to study the capital management of commercial banks.At first,we summarize the mainstream theories and methods of capital management based on a large number of research literature.Secondly,qualitative and quantitative methods are used in analysising Capital Management of Commercial Bank and the Capital Adequacy Requirement of Commercial Banks.Finally,ZY commercial bank is taken as a specific research object.discussing the main content of its capital management and the impact of capital adequacy ratio on it.At the end of the paper,it gives a supplementary plan for ZY commercial bank on capital management,and puts forward constructive Suggestions on how to carry out capital management and how to make capital supplement.