China's Commercial Banks' Capital Management Studies

Commercial bank manage savings, issue loan, carry out the balance of accounts as main business, regarding earnings as the financial business enterprise, its point of departure and the main target of the management with marriage accrual. The target that commercial bank finance manage is a bank value or shareholder wealth to maximize, to realize this target, commercial bank must want thoughtful of manage the activity with its finance of norm, then realize matching of the bank's risk and income. Capital for a bank is playing an important role, it is a premise that starts, and again as the final defense against the bank risk. Commercial bank is an agency organization, lack of its own capital, capital have results to show management layer that this of, the commercial bank management capital not only on tented with capital absorb risk's working talent function, more for concern of is to how to creates with minimal capital biggest value of.Further outward open along with the economic and financial liberalism in world, our country financial market, and the bank face the pressure from every direction. In addition, the investor no longer see with business price difference the interest on shares hold to have the purpose of the stock, and they return the hope to pass the larger income of winning of plow backing of capital income, and think greatly of the bank's growth. Current our country commercial bank be placed in an importance of reformation development period, the outstanding performance take charge of the dint degree for capital of continuously enhance to reform the step quickly with share system. How the mission of the clear and definite reformation with realize means, how next move is the deepen reform, and have become the concern's focus. The international and advanced bank of majority ask for helps the ego stipulation, exterior to inspect to inspect with market continuously the perfect company manage the mechanism, and increase the inner part...