Research On The Strategy Of Postal Bank Supporting Rural Regional Economic Development

In the context of world economic development and integration,it has become an effective way and form of China's economic development to promote the coordinated development of surrounding economies through regional economic development and thus promote the development of the entire regional economy.Regional economy is not only limited to the development of urban regional economy,but also covers the development of rural regional economy.Rural regional economic development is not only an important part of regional economic development,and for China's rural population accounted for the vast majority of the national conditions,rural regional economic development is not only related to the level of economic development in rural areas and farmers living standards,but also related to the quality of China's overall economic development.After the 18 th CPC national congress,rural regional economy developed rapidly,especially after the 19 th CPC national congress put forward the strategy of rural revitalization,rural regional economic development reached a new level.The rapid development of rural regional economy has also created a huge demand for rural finance,whose development requires financial institutions to provide more and more comprehensive financial services,so as to develop faster and better.As a commercial bank with the largest number of rural branches and the widest coverage,postal bank shoulders the financial burden of supporting rural regional economic development.Especially in the increasingly competitive financial environment,how postal Banks better support the development of rural regional economy is not only related to the process of rural economy and financial construction,but also related to the development prospects of postal Banks themselves.Based on this,this paper puts forward the post bank to support the rural regional economic development strategy research this topic.In specific study,this paper will be integrated use of literature analysis,normative analysis,theory with practice and qualitative analysis and quantitative analysis on a variety of research and development to carry out the post bank support rural regional economy development strategy research,hope that through this article research can post bank in order to better support the development of the rural regional economy development and their own practical and effective policy Suggestions are put forward.The research content of this paper is mainly divided into six parts: the first part mainly introduces the relevant background,significance,purpose,method,innovation and shortcomings of this paper;The second part mainly summarizes the relevant theoretical basis of this paper and the research status at home and abroad.The third part mainly analyzes and discusses the current situation of postal bank supporting rural regional economic development.The fourth part mainly carries on the SWOT analysis to the postal bank development rural finance service;The sixth part mainly summarizes the experiences and practices of the United States,Japan,South Korea and Indonesia on rural financial construction and financial institutions supporting rural economic development.In the sixth part,based on the SWOT analysis results of postal Banks,foreign experience is used for reference,and strategic Suggestions are put forward on how postal Banks should strengthen the support for rural regional economic development.Through the comprehensive research and analysis of this paper,the conclusion is drawn: postal Banks can support the development of rural regional economy from the following five aspects: first,in the overall positioning choice to serve the rural economy as the guide,to maximize the policy support,to market development;Second,to constantly improve and strengthen their own internal governance and management;Third,strengthen cooperation with other financial institutions;Fourth,we should innovate rural financial services and services to meet the diversified financial needs of rural regional economic development.Fifth,we will take an active part in building a rural financial environment that is orderly,healthy and stable.