Research On Banksteel Supply Chain Financial Risk Management

In the Internet era,investment turmoil has changed rapidly,and supply chain finance has quickly occupied China's financial market with its unique credit model.With the rapid expansion of the scale of e-commerce transactions,supply chain finance based on e-commerce platform came The new supply chain financial model completes business flow,information flow by connecting platform transaction data,warehousing logistics,and third-party payment.The perfect closed loop of logistics and capital flow “four streams in one” has inherent advantages in the The supply chain finance once called "perfect scene" is like an aerial loft,which can Be used as a kind of e-commerce platform-based supply chain finance.High-risk mode,it is necessary to carry out risk management.This paper firstly combs the related concepts and theoretical basis of supply chain finance,and systematically analyzes the case enterprise-steel-silver e-commerce enterprise profile,supply chain upstream and downstream enterprises,and supply chain finance specific operation mode,and from the supply chain financial risk.The source and level identify the system risks,credit risks and operational risks of the current enterprise,paving the way for the design of the risk assessment system below.Secondly,based on the previous literature,this paper selects the financial risk assessment index database of steel and silver e-commerce supply chain,including macro and industry system risks,supply chain system risks,internal value-added credit risks,and external value-added credit risks.Five dimensions indicators,and then through the expert judgment method to specifically screen the risk assessment indicators,and aggregated into a supply chain financial risk assessment system for steel and silver e-commerce.Using the combination of analytic hierarchy process and fuzzy evaluation method,the financial risk of steel and silver e-commerce supply chain is evaluated,and the comprehensive level of steel and silver e-commerce risk is generally average.Finally,according to the risk assessment results of steel and silver e-commerce,combined with the current lack of risk control,the company puts forward specific measures to avoid system risks,prevent and control credit risks,and reduce operational risks.