Research On Financing Policy For Small And Medium-sized Enterprises In Towns And Villages Of Nanchong City

Small and medium-sized enterprises in towns and villages are an important part of China's market economy and an important force in serving "agriculture,countryside and farmers" and local economy.The biggest problem faced by small and medium-sized enterprises is "financing difficulty".There are many reasons for the financing difficulties of small and medium-sized enterprises,but in the final analysis,small and medium-sized enterprises in towns and villages can not meet the requirements of the current credit system.Therefore,based on market friction theory and policy tool theory,we combed the policy tools of Nanchong City in recent years according to the credit requirements of commercial banks,we concluded that Nanchong City should start with three kinds of policy tools: compulsory,voluntary and mixed,optimize policy work,further open the information barriers of small and medium-sized enterprises in villages and towns and commercial banks,and purify the credit market environment.To achieve the goal of "banks will and enterprises can".