Empirical Research On The Influence Of Zhanjiang Ciy Rural Financial Development On Farmers' Income Growth

People's livelihood has long been the concern of our government.The growth of farmers' income is related to the prosperity and development of rural finance.However,farmers' income is affected by many factors,such as natural factors,policy system,economic environment and financial factors,among which financial factors play an irreplaceable role.After years of financial reform in Zhanjiang,the rural financial order has been established,new financial institutions have been developed,and the rural economic development of Zhanjiang has been improved to some extent.However,there are still some factors that are not conducive to the development of rural finance in Zhanjiang,such as the imperfect financial institution system,the unmet needs of farmers for funds,and so on.These factors seriously affect the development of rural finance in Zhanjiang.The increase of farmers' income,therefore,it is of great significance to analyze the characteristics of rural financial development in Zhanjiang,reform the system and promote the increase of farmers' income in order to realize the comprehensive and balanced development of Zhanjiang's economy.Based on literature analysis,descriptive statistical analysis and regression analysis,this paper explores whether the development of rural finance in Zhanjiang has an impact on farmers' income,and gives relevant suggestions according to the specific situation of Zhanjiang.Based on the current situation of rural financial system in Zhanjiang,the paper points out the future direction of financial development in Zhanjiang and speeds up the efficiency of financial system reform.This study is divided into five chapters:Chapter I,Introduction.According to the content of the selected topic,this paper first outlines the research background of rural financial development,then analyses the research significance of rural financial development on farmers' income.At the same time,referring to the research results of related topics at home and abroad,it synthesizes the actual situation of rural economy in Zhanjiang,and leads to the research ideas and specific methods of this paper.Chapter 2: Definition of concept and theoretical basis.The concept of "rural finance" and "farmers' income" is analyzed.The relevant theories of "rural financial development" and "farmers' economic development" are carefully studied.The theoretical basis of financial structure,economic market and other aspects are listed in detail,which lays a solid theoretical foundation for the in-depth study of this paper.Chapter three,the general situation of rural financial development and farmers' income in Zhanjiang.This paper analyses the composition of Zhanjiang rural financial system,the development process of Finance and the problems existing in the financial development,analyses the main influencing factors of Zhanjiang farmers' income,compares Zhanjiang farmers' income with that of Guangdong Province and the whole country,and analyses the current situation of Zhanjiang farmers' income.Chapter IV: Empirical research on the impact of rural financial development on farmers' income in Zhanjiang.Select indicators that can reflect the level of rural financial development and farmers' income level and make regression analysis.Chapter 5: The countermeasures and suggestions to promote the financial development of increasing farmers' income in Zhanjiang.According to the results of regression analysis,the countermeasures to promote the development of rural finance in Zhanjiang and raise the income level of farmers are put forward from three aspects:improving the rural financial system,deepening the rural financial reform and speeding up the scale of rural financial support for agriculture.Chapter VI,Summary.Summarize the core points and viewpoints of the article.