Study On The Disposal Of Non-Performing Asset Of GY Asset Management Corp

The disposal of non-performing assets in the financial sector is an important part of measuring the perfection of a country's financial system.It is also one of the signs that a country's financial precautionary risks are reflected.The disposal of scientific non-performing assets can promote the sustainable health of the financial industry development.After the reform and opening up,China gradually began a comprehensive economic transformation with Chinese characteristics.During the transition period,non-performing assets appeared.In the 1980 s,Western countries broke out the economic crisis caused by non-performing assets.In view of this,in the late 1990 s,China began to deal with the non-performing assets generated since the reform and opening up,and learned from the experience of western developed countries.Management company for non-performing assets.With the end of the policy-based divestiture of non-performing assets,China's four major asset management companies began to transform into commercialization,and established a series of financial asset management companies as professional disposal agencies for non-performing assets.This measure reduced the balance of non-performing loans of commercial banks in China.However,in the rapid development of the market,in recent years,China's non-performing assets have entered the "stock era",the need to stabilize the financial market,and explore the scientific non-performing asset disposal model.As one of the four major financial asset management companies in China,GY Asset Management Co.,Ltd.is the first institution to carry out restructuring,upgrading and business transformation.It needs to constantly adapt to changes in the market and explore the disposal mode of non-performing assets.This paper uses GY Asset Management Co.,Ltd.to analyze the disposal methods of non-performing assets,and uses the literature research method to analyze the current status,models and theories of non-performing assets and non-performing assets disposal methods at home and abroad;through statistical analysis and The comparative analysis method analyzes the current status of non-performing assets of GY Asset Management Co.,Ltd.,and analyzes the problems and limitations of non-performing assets disposal methods,which are mainly focused on due diligence and third parties.Institutional selection,pricing,moral hazard,discount rate and post-investment management;in response to these problems,this study focuses on the improvement of bad entrusted collection,open bidding,discount realisation and debt renewal disposal mode.Trying to explore and innovate from the Internet + non-performing asset disposal mode,vulture fund participation disposal mode,local AMC cooperation disposal mode,etc.,has certain innovation,which has great value for the exploration of China's non-performing asset disposal mode,with certain Theoretical significance and On the value;for GY Asset Management Co.,Ltd.,through the improvement of the disposal method of non-performing assets,we can optimize the disposal methods of non-performing assets,rationally allocate resources,have certain practical value for the company,and develop the industry for the financial industry.Have certain reference value.