FOTIC Trust Investment And Loan Linkage Business Research

The linkage of investment and loan is increasingly favored by the trust companies.With the rise of China's "new economy",how to support the development of small and medium-sized enterprises in science and technology has become an important driver of economic transformation.How to play the advantage of the financial system with indirect financing?Based on the credit financing,Trust companies and equity investments are organically combined,which has been becoming the breakthrough of financing system innovation.The state council and the China banking regulatory commission(CBRC)have launched a joint pilot project on the investment and loan.It has been becoming one of the blue seas in which Banks and other financial institutions have opened up new businesses.In the past two years,the pilot project has not been successful and there are still many problems.Firstly,based on the analysis of the investment-loan linkage business model in the United States,the United Kingdom and China,this paper analyzes the business model classification and business requirement of the linkage of investment and loan of the trust company.Secondly,based on the analysis of the basic situation of trust business development of the FOTIC trust company,it analyzes the current situation of trust investment and loan linkage business development of the FOTIC trust company.Then,based on the analysis of the internal and external environment of the linkage of investment and loan,it puts forward the OS development strategy of the linkage of investment and loan,and analyzes the problems of linkage of investment and loan of the FOTIC trust company.Finally,based on the actual transformation and development of XX trust company,this paper puts forward the proposal of carrying out the investment and loan linkage business for XX trust company.So it can promote the healthy and standardized development of the linkage of investment and loan of XX trust company.In this paper,the research not only promoted the linkage of investment and loan of XX trust company smoothly,but also provided the reference of the linkage of investment and loan for other trust company.It will improve the financing difficult problem of the Scientific and technological enterprises.