The Study Of Online Supply Chain Financial Service Platform Of Z Bank

At present,China's supply chain financial market is booming and has become an important breakthrough in the supply-side reform of China's financial industry.However,traditional supply chain finance is facing many difficulties,such as the core enterprises cannot obtain stable and long-term upstream and downstream account periods and it is difficult and expensive for small and medium-sized enterprises to finance.In order to solve the problems of supply chain operation and break through its own business bottleneck,Z Bank has proposed a strategy for commerce and logistics banking,and launched an online supply chain financial service platform-cloud business platform.This article first introduces the basic information of Z Bank,including Z Bank's commerce and logistics strategy,Z Bank's supply chain finance development history,and an brief introduction of the cloud business platform.Second,it makes a vertical comparison between Z Bank's cloud business platform and emerging online supply chain financial service platforms by briefly analyzing the principles and problems of traditional supply chain finance business;then,it analyzes the innovation of cloud business platform from different perspectives such as business model,compliance risk control,service and marketing;finally,based on the all-perspective analysis of Z Bank's cloud business platform,it summarizes the enlightenment to Z Bank's supply chain financial platform business,and puts forward some suggestions for small and medium-sized banks and city commercial banks who will conduct such business.This article believes that the new online supply chain financial business model dominated by Z Bank's cloud business platform can effectively improve the efficiency of supply chain operations and enhance the value of the supply chain.The cloud business platform can effectively avoid the risks in traditional supply chain financial risk control and significantly improve its efficiency in terms of risk control by analyzing the implementation effect of the cloud business platform;in terms of service and marketing,it is in line with customer service and marketing in the Internet era;in terms of technology,new technologies such as block chain and big data are comprehensively used to empower the development of supply chain finance and provide new ideas for solving traditional supply chain financial problems from a technological perspective.Z Bank's cloud business platform has innovation and application promotion value,which is instructive to other small and medium-sized commercial banks and city commercial banks who want to develop supply chain financial services.