Application Of Big Data In The Supply Chain Finance Business Of Small And Medium-sized Banks

With the development of mobile Internet technology,the application of Internet big data,cloud computing and artificial intelligence technology is becoming more and more mature.Big data is becoming one of the driving forces for shaping the strategic commanding point of national competitiveness,and is gradually applied in our lives to promote social progress.In the current increasingly fierce industry competition environment,domestic banking institutions actively adapt to the market changes,through the use of big data means,optimize service quality,detailed management decisions,in order to improve business value in the new environment,win competitive advantages.In terms of the specific application of big data,large commercial Banks with abundant resources and small and medium-sized commercial Banks with limited scale show different development modes.Large commercial Banks are rapidly using cutting-edge technology to implement reforms across the bank,supported by the r&d capabilities of domestic Internet giants.Small and medium-sized commercial Banks due to their own conditions can't meet the development of science and technology input,external technology industry is not mature,change form multiple and complex,and many other factors,on how to use big data technology or stop watching,or blindly follow the applied mode of the large commercial Banks or resource consuming more than can bear its own costs for many times to try.Drug capital Banks as bozhou city's largest financial institutions,in order to promote local economic development and to meet their own reform and innovation,according to the development of the local industry chain supply chain finance business,and actively participate in bozhou wisdom city construction,using big data platform to local government data technology is used in supply chain finance business,and then by a third party technology companies for the management and establish risk prevention and control model of data warehouse,and achieved remarkable results.In view of the existing relevant research materials,this paper based on the bank management environment,a basic introduction to Drug capital Banks,through the survey statistics available data bank development status quo of supply chain finance business,the light on the basic condition to use big data technology,an analysis is made of the advantagesof Drug capital Banks to use big data technology and comprehensive benefits,to extract from Drug capital Banks has developed rapidly and become the industry model of experience,based on large of data for other small and medium-sized Banks finance business promotion and innovation put forward new ideas and try to,has the certain enlightenment.