Study On The Financial Support Of A Bank For New Agricultural Business Entities

Since the 70 th anniversary of the founding of new China,the economy of agriculture and rural areas has been developing continuously.The traditional simple mode of agricultural operation cannot effectively integrate with the development of modern industrial economy and rural economy.Times are changing,the person's ideas and concepts are changed,the economic strength is relatively weak farmers began to jointly established professional cooperatives,strong economic strength,the construction of the family farm,there are some back to the rural entrepreneurs,entrepreneurs set up leading enterprises,various model has now begun to take shape,also gradually mature,become a new development mode for the development of agricultural industry.Also the 19 th congress put forward the strategy of rejuvenating rural,and introduced the implementation opinions,also combined with the actual situation has staged a series of the party committees and governments around the support agriculture rural development policy,new type of agricultural management main body to develop rapid,effective,the development of the new type of agricultural management main body,can change the traditional,inefficient agricultural economic operation mode,to further promote the development of agricultural industrialization.However,the development of new agricultural operators also faces multiple challenges.Among them,the lack of self-owned funds restricts the development of new agricultural operators to a certain extent.A large number of favorable policies are inclined to the development of agricultural and rural industries,and various subsidies are also given to support the development.However,China is large in size and population,and it is unlikely to fully meet the needs of new agricultural operators.Need into the mechanism of financial support,in order to better boost the development of the new type of agricultural management main body,A bank's agricultural financial institutions,support the development of the "three rural" for many years,has become the main force of support agricultural development Banks,support for the development of the new type of agricultural management main body plays an important role,at the same time also faces competition from peer pressure.However,the characteristics of new agricultural operators,such as long cycle,many uncertain factors and high risks,make the idea of expanding business supported by bank A get into trouble.In this paper,A bank's financial support for new agricultural management main body as the main research object,first of all,combing the domestic and foreign scholars on financial institutions to support the new research achievements of agricultural management main body hair,analyze its financial support to the new theory about the development of the agricultural management main body,and add used in this article,expounded;Secondly,the current situation of bank A's support for the development of new agricultural operators was comprehensively analyzed.Through investigation,interview,discussion and other methods,it was found that the new agricultural operators developed rapidly,but they all had the same problems.They were short of their own funds and needed working capital to solve their urgent needs.Then,by analyzing the cases of new agricultural operators supported by bank A,it is found that bank A still has some problems in supporting the development of new agricultural operators,such as low credit line,inability to implement loan guarantee measures,and less financial support for related products.Finally,in view of the problems existing in bank A's support for the development of new agricultural operators,by referring to the admiration of some domestic and foreign financial institutions and other financial institutions,and combining with the actual situation of bank A,relevant countermeasures and Suggestions were put forward to support the development of new agricultural operators.