Research On Risk Identification And Management Of A Microfinance Company

With the continuous development of market economy,domestic small loan companies have sprung up,providing new development platform for farmers,individual businesses and small and micro companies.Microfinance companies are playing an increasingly important role in the social and economic development.They have made great contributions to promoting rural economic development and improving the financing environment of small and medium-sized companies.However,in the process of the development of microfinance companies,it must be noted that in the process of the development of microfinance companies,the problem of risk control can not be ignored.Because of the particularity of the operation of microfinance companies,risk control has become the core issue in the development process.In this paper,the risk management of microfinance company is studied.Taking A microfinance company as an example,its business model and management structure are analyzed.Then,the development process and risk management of A microfinance company are deeply investigated.On this basis,the risk level of A microfinance company and other similar companies is evaluated,through which the risk level of A microfinance company and other similar companies are compared.Comparing with other enterprises,the risk level of A microfinance company in the same industry is obtained.Through risk assessment,this paper judges the risk level of A microfinance company,and analyses the problems in risk management of the company.Finally,according to the relevant problems,the corresponding solutions are put forward.This paper hopes that the relevant coping strategies can provide useful reference for the internal control and risk management of microfinance company.