Research On Internal Control Construction Of Local Commercial Banks

With the rapid development of economic globalization and financial liberalization,China's commercial banks have obtained unprecedented development opportunities.As an important part of commercial banks,the timing of development of local commercial banks is also unprecedented.However,challenges and opportunities always come together.The continuous tightening of financial supervision and the increasingly fierce competition in the industry have brought great challenges to the development of local commercial banks.In order to make up for the shortcomings of their late start,small scale,and limited geographical operation,many local commercial banks have focused on expanding their scale and developing their businesses,but ignoring the construction of internal controls and causing frequent occurrences of various financial cases,which seriously affected the financial industry order of China.Therefore,strengthening the construction of internal control and building a sound internal control system are the primary tasks for ensuring the steady development of local commercial banks in China.In this paper,Zhengzhou Bank as the research object,through internal data reference,literature research,case analysis,macro micro-analysis and other methods,on the basis of the local commercial banks have a holistic grasp of the internal control,analysis of Zhengzhou Bank's internal control construction problems and causes,and according to the five elements of internal control,To improve the construction of internal control of Zhengzhou Bank put forward a targeted opinion,not only enriched the theoretical connotation of local commercial banks internal control,but also pointed out the direction of the construction of Zhengzhou bank's internal control,which is conducive to its continuous improvement and upgrading in the new financial environment,in order to better serve the local economy.