Research On Internal Controls Of H Bank

Internal control is the foundation of corporate profits,long-term development and risk prevention.With the emergence of economic globalization and liberalization,financial industry developed rapidly accompanied by increasing the risk problems.As an important branch of the financial industry,commercial Banks have problems of lack of internal control theory and empirical knowledge.Based on the theory of commercial Banks internal control,this research analysed the present situation of H bank internal control,using the research method,questionnaire method and retrospective data analysis investigation.The results showed that H bank has insufficient internal control concept and attention,imperfect internal control system,laggard internal control method,defective audit system and ineffective execution of internal control.Combining the actual situation of H bank and the relevant theories of bank internal control system,we put forward to perfect the internal control structure,increase audit control department,strengthen the management control system and improve the licensing system and internal auditing mechanisms;strengthen the risk awareness of employees,enhance the technology of risk assessment and identification,improve the comprehensiveness of risk assessment and identification,perfect the risk early warning system and carry out continuous monitoring and regular evaluation;strengthen the construction of enterprise ethics,construct a healthy internal control system culture and fortify the staff internal control concept training;strengthen the information system construction,make full use of information technology,and improve the efficiency of information transmission;improve the supervision form,perfect the supervision system and enhance the internal audit supervision technology,which are suitable for the internal control of H bank.The aim is to improve the long-term health management of commercial Banks in China and perfect the internal control system of Banks to prevent risk.