Research On The Supply Chain Financial Risk Management Of Bank Of Hangzhou

Under the rapid economic and social development of our country,commercial banks play an important role.How to deal with the development problems of "financing is difficult and expensive" in all walks of life and how to promote better and faster economic development is a subject that needs to be studied in all walks of life,especially in the economic field.More and more commercial banks in the financial industry have recognized the huge prospect and excellent risk control effect of supply chain finance,and have chosen to join this mode.This paper takes Hangzhou bank in the Yangtze River Delta as an analysis case to explore the risk types in its supply chain finance.It is very beneficial for the development of supply chain finance of Hangzhou bank and even the whole commercial bank to analyze the possible impact of different risks on the future development of supply chain finance of Hangzhou bank.Taking Hangzhou Commercial Bank as an example,this paper analyzes the current situation of its supply chain financial development and the reality of risk management.In the process of supply chain financial risk management,Hangzhou Commercial Bank has some problems,such as imperfect risk management process,inadequate risk management concept and lack of professional talents.In view of these problems,this paper constructs a specific risk evaluation index system,applies the analytic hierarchy process and expert scoring method,and concludes that the main risks that have an important impact on the supply chain finance of Hangzhou bank are interest rate risk,exogenous risk and distortion risk.In order to control the risks in supply chain finance,China's commercial banks should strengthen the management of collateral,improve the legal policy system,and promote the electronic process.